Home/Building Insurance – Covers damage to residential buildings.

Commercial Property Insurance – Covers offices, shops, warehouses, and other business properties.

Contents Insurance – Covers furniture, electronics, and other movable assets inside the property.

Fire and Allied Perils Insurance – Covers fire, lightning, explosions, and related damages.

Natural Calamity Insurance – Covers earthquakes, floods, storms, cyclones, landslides.

Burglary/Theft Insurance – Covers loss due to theft or burglary.

Industrial/Factory Insurance – Covers factory premises, machinery, stock, and equipment.

Financial protection against damage or loss.

Coverage for natural disasters and accidents.

Protects business continuity by covering losses in commercial properties.

Helps in quick recovery without major financial strain.

May include liability coverage for damages to third parties.

Peace of mind knowing assets are secured.

Owner of the property (residential or commercial).

Rented property can be insured by tenant for contents.

Property must meet safety and construction standards required by insurer.

Some insurers require security measures (fire alarms, locks, etc.).

Policies often require the property to be located in an insurable area (some high-risk zones may be restricted).