Service Details

Note : Our service charges may vary depending on the specific requirements of each client. Prices are determined individually for every service based on scope, complexity, and customization needs. A detailed quotation will be provided after understanding your exact requirements.

Approximate Approval Time: 7 to 14 Working Days 

HP Cancellation for Two-Wheeler
Benefits:

• Removes hypothecation from RC after loan closure

• Updates RC as a fully owned vehicle

• Allows easy resale or transfer

• Avoids bank NOC dependency for future services

• Makes insurance premium cheaper after ownership update

Eligibility:

• Loan must be fully repaid

• NOC (No Objection Certificate) from bank or finance company

• Original RC, insurance, and pollution certificate required

• Application should be submitted within 90 days of NOC issuance

  
  

HP Cancellation for Four-Wheeler
Benefits:

• Transfers full ownership of the car legally

• Enables sale, transfer, or re-registration without finance company involvement

• Clears lien from RTO records

• Improves credit profile with completed loan closure

• Provides peace of mind with a clear title

Eligibility:

• Loan should be completely closed and NOC from the bank obtained

• Original RC, valid insurance, pollution certificate, and address proof required

• Application must be submitted within the grace period (usually 90 days)

• Physical verification may be needed at the RTO

  
  

Duplicate HP Cancellation (Lost NOC Re-issuance)
Benefits:

• Allows HP cancellation even if the original NOC is lost

• Saves time by avoiding loan re-closure process

• Prevents rejection of RC update

• Provides duplicate official NOC for RTO processing

Eligibility:

• Request must be submitted to the lender for duplicate NOC

• FIR or affidavit is required for lost NOC

• Valid ID, RC, and insurance required for re-issuance and RTO update

  
  

HP Termination with Address Change
Benefits:

• Cancels hypothecation and simultaneously updates address

• Avoids multiple visits to the RTO

• Ensures RC has correct owner details after loan closure

• Saves additional processing fees later

Eligibility:

• Loan must be closed with NOC from the lender

• New address proof such as Aadhaar, rental agreement, or utility bill required

• Application must be made in the jurisdiction of the new address

  
  

HP Termination for Vehicle Transfer
Benefits:

• Removes hypothecation to enable smooth sale or transfer

• Required before ownership change to buyer’s name

• Clears all loan-related entries before resale

• Prevents rejection of ownership transfer request

Eligibility:

• Loan must be fully paid and NOC from bank available

• RC, insurance, and PUC must be in the owner’s name

• Seller must initiate HP termination before the transfer process

  
  

HP Termination with Duplicate RC
Benefits:

• Cancels hypothecation even if the original RC is lost

• Provides a fresh RC with updated ownership status

• Avoids delay in selling or transferring the vehicle

• Ensures RTO records are updated correctly with a clear title

Eligibility:

• Loan should be closed with valid NOC from the lender

• FIR or affidavit for lost RC required

• Application for duplicate RC and HP termination must be submitted together

• Valid ID, insurance, and PUC required

  
  

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• Support & Charges: Service charges applicable in urban areas (may vary); contact support@DocZee.in for assistance.


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